Home Equity
Home Equity Loan vs Personal Loan: Which Option May Be Better for You?
See how a home equity loan vs personal loan compares for costs, qualification, repayment, home improvements, debt consolidation, and financial risk.
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Investing
Missing the Market's Best 40 Days: How Timing Changed a 10-Year Return
One study tracked a hypothetical $1,000 in the S&P 500 from 2009 through 2018 and compared staying invested with sitting out only the best 10, 20, 30, or 40 days. Here's what separates time in the market from market timing, and what each approach costs.
Investing
What Investors Weigh When the Stock Market Crashes
A drop of more than 10% from a 52-week high is a correction; past 20% off the recent high it's a bear market. A crash is defined by speed. Here's what changes for a portfolio when prices fall fast — from panic selling and margin calls to rebalancing, Roth conversions, and tax-loss harvesting.
Auto Insurance
6 Factors Behind Rising Auto Insurance Rates Drivers Should Know
See what’s driving rising auto insurance rates and learn 6 key factors that may affect your premium, renewal price, and overall car insurance costs.
Save Money
Are Investment Advisor Fees Worth It? Comparing the Cost of Professional Investment Management
Learn how investment advisor fees can affect long-term returns and compare human advisors, robo-advisors, index funds, and self-directed investing.
Investing
Can You Buy Starlink Stock? What Investors Can and Can't Do Right Now
As of September 2024, 6,426 Starlink satellites were circling the planet — and not one share of the company traded on any exchange. Here's what the satellite internet business looks like from the outside, why there's no ticker to look up, and the indirect routes investors talk about instead.
Debt Help
How a Credit Score Went From Under 550 to Over 760: The Mechanics Behind One Rebuild
A credit score fell below 550 in early 2010 and climbed past 760 by 2013. The tools were unglamorous: a $500 secured card, one spending category, automated full payments, and a hard look at which bills came first.
Retirement
What Debt in Retirement Means for Your Long-Term Financial Strategy
Explore debt in retirement, including mortgages, credit cards, repayment strategies, cash-flow considerations, and questions to ask before paying early.
Debt Help
What Chapter 7 and Chapter 13 Bankruptcy Do to What You Owe
A discharge cancels eligible balances, but plenty of debt walks out of bankruptcy untouched. Here's how Chapter 7 and Chapter 13 handle credit cards, mortgages, car loans, taxes and student loans differently.
Personal Loans
Personal Loans for Self-Employed Workers: What Lenders May Require
Personal loans for self-employed borrowers may require extra income documentation. Learn what lenders may check before you apply.
Retirement
How Medicare Mistakes Can Affect Premiums, Coverage, and Retirement Costs
Learn which Medicare mistakes may lead to penalties, coverage gaps, and higher costs, plus what to check before choosing or changing your coverage.
Debt Help
What Happens to Your Debt When You Die: Who Pays and What Gets Written Off
Most debt doesn't vanish at death — it gets paid out of the estate before heirs see anything. Here's which debts follow you, when a spouse or cosigner becomes liable, and what creditors can and can't touch.
